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🏛️ A Free Tool from USLoanFinder

💰 Benefits & Tax Credits, In One Place

See What You
Qualify For

Tell us a bit about your situation, and we'll pull matching government benefits and tax credits together — no forms, no sign-up.

🆓 Completely Free🔒 No Sign-Up Required✅ Official Agency Sources

Quick Situation Check

Takes about 30 seconds

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Which describe you?

Categories How It Works Featured Programs Sources

Browse by Category

Government benefits and federal tax credits, all in one list

🍽️Food Assistance

3 programsBenefits

🔥Energy Assistance

1 programBenefits

📱Phone & Internet

1 programBenefits

🏥Health Insurance

3 programsBenefits

🔍Unemployment

1 programBenefits

👵Disability & Senior

2 programsBenefits

1 programBenefits

💵Cash Assistance

1 programBenefits

🎖️Veterans

1 programBenefits

2 programsBenefits

💵Working / Income

👨‍👩‍👧Family Credits

🏦Retirement Savings

👵Senior & Disability

How It Works

Three steps, no account required

1

📝

Tell Us a Bit About You

Age, state, and a few tags like "student" or "parent" — no forms, no SSN.

2

🔍

See Matches Instantly

We check both our Benefits and Tax Credits databases at once.

3

🏛️

Apply on the Official Site

Every result links directly to the government agency that actually runs it.

Featured Programs

Some of the most commonly missed benefits and credits

Monthly grocery benefit

SNAP (Food Assistance / Food Stamps)

Monthly benefits loaded onto an EBT card to help pay for groceries. Administered by states, so exact income limits and benefit amounts vary.

MaxVaries by household size and state

AgencyUSDA

Official Site ↗

Up to $9.25/month off

Lifeline (Phone & Internet Discount)

A monthly discount on phone or internet service for eligible low-income households, run by the FCC.

MaxUp to $9.25/month (higher on Tribal lands)

AgencyFCC

Official Site ↗

Lowers your monthly premium

ACA Marketplace Premium Subsidy

A tax credit that reduces the monthly cost of health insurance bought through the ACA Marketplace, applied directly to your premium.

MaxVaries — reduces premium based on income as a % of the benchmark plan

AgencyHealthCare.gov

Official Site ↗

Refundable — up to $8,231

Earned Income Tax Credit (EITC)

A refundable federal tax credit for low- and moderate-income workers. Refundable means you can get it back as a refund even if you owe no federal tax.

MaxUp to $8,231 (3+ children) · $664 (no children)

AgencyIRS

Official Site ↗

Up to $2,200 per child

Child Tax Credit (CTC)

A federal tax credit for parents and caregivers of children under 17, with up to $1,700 per child refundable even if you owe no federal tax.

MaxUp to $2,200 per qualifying child under 17

AgencyIRS

Official Site ↗

Up to $2,500/year, partly refundable

American Opportunity Tax Credit (AOTC)

Helps offset tuition and related expenses for the first four years of college, with up to $1,000 refundable even if you owe no tax.

MaxUp to $2,500 per eligible student per year ($1,000 refundable)

AgencyIRS

Official Site ↗

Data sourced from

IRSUSDAHHS / LIHEAPFCC LifelineHealthCare.govU.S. Dept. of Labor

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