USLoanFinder

Disability & Senior

Showing 2 verified programs in this category

Estimates only — always confirm exact eligibility on the program's official site. See how we verify our data.

$994/month (2026 federal rate)

SSI (Supplemental Security Income)

Social Security Administration · Varies by state

Monthly cash payments for people who are 65 or older, blind, or disabled and have very limited income and resources.

  • Must be 65 or older, blind, or have a qualifying disability
  • Countable resources must be under $2,000 (individual) or $3,000 (couple) — your primary home is excluded
  • SSI is strictly a low-income program, separate from Social Security retirement benefits
  • Many states add a supplemental payment on top of the federal rate
Max BenefitUp to $994/month for an individual (2026 federal benefit rate, some states add a supplement)
Income RangeCountable resources cannot exceed $2,000 (individual) or $3,000 (couple)
How to ApplyApply online, by phone, or in person through the Social Security Administration.
Check Official Eligibility ↗
Avg. $1,630/month (2026)

SSDI (Social Security Disability Insurance)

Social Security Administration

Monthly benefits for workers who can no longer work due to a disability, based on your own earnings history rather than current income.

  • Generally requires 40 work credits, with 20 earned in the last 10 years before becoming disabled (younger workers may need fewer)
  • Must have a medical condition expected to last at least 12 months or result in death
  • Payment amount is based on your personal lifetime earnings record, not a flat rate
  • You can receive VA disability compensation and SSDI at the same time without either reducing the other
Max BenefitAverage $1,630/month; maximum $4,152/month for top earners (2026)
Income RangeNot income-limited — based on work credits and earnings history, not current income
How to ApplyApply online at SSA.gov, by phone, or in person at a local Social Security office.
Check Official Eligibility ↗