Terms of Service
Last Updated: August 2026
1. Acceptance of Terms
By accessing or using usloanfinder.org and its tools — US Loan Finder, US Benefits Finder, and US Tax Credit Finder (together, the "Site") — you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.
2. What This Site Is (and Is Not)
The Site provides free, independent comparison tools. We are not a lender, bank, broker, or credit repair organization, and we do not make lending decisions. We are also not a government agency, and we do not process, file, or submit benefit applications or tax returns on your behalf. We display publicly available information about third-party lenders' loan products, and about government benefit programs and federal tax credits, to help you compare options. Any loan application, benefit application, or tax filing is made directly with the lender or government agency on their own website, subject to their own terms, underwriting, or eligibility determination process.
3. No Guarantee of Rates, Terms, Benefits, or Approval
Interest rates, APR ranges, loan amounts, and eligibility criteria for loans, as well as benefit amounts and income limits for government programs and tax credits, shown on this Site are estimates based on information published by each lender or government agency and may change at any time without notice. Displaying a lender, benefit program, or tax credit on this Site is not a guarantee that you will be approved, that you will receive the amount shown, or that you are in fact eligible. Always confirm current rates, terms, and eligibility directly with the lender or the relevant government agency (such as the IRS, USDA, or SSA) before applying or filing.
4. Advertiser & Affiliate Disclosure
US Loan Finder may receive compensation when you click a link to, or apply with, a lender listed on this Site. This compensation may impact how and where lenders appear on the Site (for example, the order in which they are listed), but it does not affect our editorial content or the accuracy of the information we display. US Benefits Finder and US Tax Credit Finder do not currently earn compensation from the programs or credits they list. We are not able to list every lender, benefit program, or tax credit available. See our About Us page for more on how we operate.
5. Not Financial, Legal, or Tax Advice
Content on this Site, including our blog guides and benefit or tax credit eligibility estimates, is provided for general informational and educational purposes only. It is not personalized financial, legal, or tax advice, and it is not an official eligibility determination by any lender or government agency. It should not be relied on as such. Consult a qualified professional, or the relevant government agency directly, for advice specific to your situation before making financial, benefits, or tax decisions.
6. Third-Party Websites
This Site contains links to third-party lender websites and official government agency websites that are not owned or controlled by usloanfinder.org. We are not responsible for the content, privacy practices, or terms of service of any third-party or government site. Your use of any linked lender or government website is governed entirely by that site's own terms and policies.
7. Limitation of Liability
The Site and its content are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, US Loan Finder shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on information found on it, including any loan terms, rates, or approval outcomes from third-party lenders.
8. Changes to These Terms
We may update these Terms of Service from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the revised terms. We recommend checking this page periodically.
9. Contact Us
If you have any questions about these Terms of Service, you can reach out via email at: support@usloanfinder.org