About US Loan Finder

Who We Are

usloanfinder.org operates three free, independent comparison tools: US Loan Finder (personal, mortgage, auto, student, and other consumer loans), US Benefits Finder (government assistance programs like SNAP, LIHEAP, and Medicaid), and US Tax Credit Finder (federal tax credits like the EITC and Child Tax Credit). Each tool lets you enter basic information, such as an approximate income, credit score, or household size, to see what options may be available to you.

What We Are Not

We are not a lender, a bank, a broker, or a credit repair organization, and we do not make credit decisions or collect sensitive application information such as Social Security Numbers. We are also not a government agency, and we do not process benefit applications or tax filings on your behalf. When you choose to apply for a loan or check eligibility for a benefit or tax credit, you are directed to the lender's or government agency's own official website to complete that process directly with them.

How We Select Lenders

The lenders listed on this site are selected based on publicly available information about their loan products, including advertised APR ranges, loan amounts, and eligibility criteria. Loan terms are set entirely by each lender and are subject to change, credit approval, and individual underwriting. We encourage every visitor to confirm current rates and terms directly on the lender's official site before applying. Similarly, the government benefit programs and tax credits listed on US Benefits Finder and US Tax Credit Finder are sourced from official agency guidance (USDA, HHS, SSA, HUD, IRS, and others), but exact eligibility always depends on your full situation and should be confirmed on the official government site linked from each result.

How We Make Money

US Loan Finder may earn a referral commission when a visitor clicks through to a lender's website from our site, at no additional cost to the visitor. This commercial relationship does not influence the loan information we display, but it is part of being transparent about how this site operates. US Benefits Finder and US Tax Credit Finder do not currently earn any commission from the programs or credits they list — they are provided as free informational tools. You can read more in our Privacy Policy.

Our Content

Our guides and comparisons in the blog are written to give general, educational information about US consumer lending, government benefits, and tax credit topics. They are not personalized financial, legal, or tax advice, and they are not an official determination of benefit or tax credit eligibility. Readers with specific financial, benefits, or tax questions should consult a qualified professional or the relevant government agency.

Our Accuracy Standards

We hold ourselves to a simple rule: if we can't verify a number against an official source, we don't publish it. For figures that come from a fixed government schedule and are re-published every year — like federal EITC amounts, state unemployment benefit caps, or USCIS filing fees — we cite the government's own release and note the effective year. For figures that vary by source, lender policy, or individual circumstances — like state usury caps or exact loan approval odds — we deliberately leave the specific number out and link to the official or lender source instead, rather than publish a number we can't stand behind. Every state and program page lists the government agency or financial institution it was sourced from, so you can verify any figure yourself.

Rules and figures change — a state's unemployment cap, a lender's product lineup, or a benefit program's income threshold can update from one year to the next. We review time-sensitive pages on a regular schedule and note a "Last Updated" date where it applies, but if you ever spot something that looks outdated or incorrect, we want to know — see Corrections below.

Contact & Corrections

This site is independently run. We keep the team behind it out of the page for privacy reasons, but we do read and respond to every message. If you spot outdated information, a broken link, a lender that's no longer accurate, or you just have a question about how something works, email support@usloanfinder.org — we typically reply within a few business days, and correction reports get priority. Full contact and data-handling details are in our Privacy Policy.