USLoanFinder

Housing

Showing 1 verified program in this category

Estimates only — always confirm exact eligibility on the program's official site. See how we verify our data.

Pay ~30% of income toward rent

Section 8 (Housing Choice Voucher)

HUD (via local Public Housing Authorities) · Varies by state

A rental subsidy that lets you pay roughly 30% of your adjusted income toward rent in the private market, with the voucher covering the rest up to a local limit.

  • Income limits are set locally based on Area Median Income, not a flat national number
  • Federal law requires 75% of new vouchers go to households at or below 30% AMI
  • Administered by local Public Housing Authorities — you apply where you plan to live
  • Waiting lists can be long in high-demand areas; applying early and in multiple PHAs helps
Max BenefitRent subsidy up to your local Fair Market Rent limit
Income RangeMost vouchers go to households at or below 50% of local Area Median Income (varies significantly by city)
How to ApplyApply through your local Public Housing Authority (PHA) — search "[your city] Housing Authority Section 8."
Check Official Eligibility ↗