Personal Loans in Washington

Lenders that specifically serve Washington residents, plus nationwide options available to everyone.

1 Washington-Focused Lender

Guide & Insights

The lenders below are credit unions or regional banks that explicitly serve Washington residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.

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Local to Washington

Boeing CU (BECU)Boeing Employees Credit Union
Min Credit: 650+

BECU Personal Loan

Non-profit credit union offering low rates and $0 fees for Washington state & nationwide members.

APR Range7.74% ~ 18%
Max Loan Amount$50,000
Origination Fee$0 (No Fee)
Funding Speed1 Business Day
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Nationwide β€” Also Available to Washington Residents

These aren't Washington-specific, but anyone in the state can apply β€” no membership or local residency requirement.

Top Digital Lender

SoFi Personal Loans

APR8.99% – 29.49%
Max Amount$100,000
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Lowest Rate Guaranteed

LightStream Personal Loan

APR7.49% – 25.49%
Max Amount$100,000
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$0 Late Fees

Marcus Personal Loans

APR6.99% – 24.99%
Max Amount$40,000
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Looking for more options in Washington?

Washington residents also qualify for every nationwide lender on our full comparison tool β€” 116+ additional options based on your credit score and income.

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