Personal Loans in Texas
Lenders that specifically serve Texas residents, plus nationwide options available to everyone.
Guide & Insights
The lenders below are credit unions or regional banks that explicitly serve Texas residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.
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Local to Texas
Comerica BankComerica Bank
Min Credit: 670+Comerica Bank Personal Loan
Unsecured fixed loans serving Texas, Michigan, and California residents.
APR Range8.49% ~ 22.99%
Max Loan Amount$50,000
Origination Fee$0 (No Fee)
Funding Speed2 Business Days
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Nationwide — Also Available to Texas Residents
These aren't Texas-specific, but anyone in the state can apply — no membership or local residency requirement.
Top Digital Lender
Visit Official Site →SoFi Personal Loans
APR8.99% – 29.49%
Max Amount$100,000
Lowest Rate Guaranteed
Visit Official Site →LightStream Personal Loan
APR7.49% – 25.49%
Max Amount$100,000
$0 Late Fees
Visit Official Site →Marcus Personal Loans
APR6.99% – 24.99%
Max Amount$40,000
Looking for more options in Texas?
Texas residents also qualify for every nationwide lender on our full comparison tool — 116+ additional options based on your credit score and income.
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