Personal Loans in North Dakota

Lenders that specifically serve North Dakota residents, plus nationwide options available to everyone.

1 North Dakota-Focused Lender

Guide & Insights

The lenders below are credit unions or regional banks that explicitly serve North Dakota residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.

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Local to North Dakota

Regional Credit Union

First Community Credit Union

Open to residents in the Fargo/Jamestown area and beyond.

Exact APR, loan amount, and terms aren't published β€” the lender determines these after you apply. Confirm current rates directly on their site.

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Nationwide β€” Also Available to North Dakota Residents

These aren't North Dakota-specific, but anyone in the state can apply β€” no membership or local residency requirement.

Top Digital Lender

SoFi Personal Loans

APR8.99% – 29.49%
Max Amount$100,000
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Lowest Rate Guaranteed

LightStream Personal Loan

APR7.49% – 25.49%
Max Amount$100,000
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$0 Late Fees

Marcus Personal Loans

APR6.99% – 24.99%
Max Amount$40,000
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Looking for more options in North Dakota?

North Dakota residents also qualify for every nationwide lender on our full comparison tool β€” 117+ additional options based on your credit score and income.

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