Personal Loans in New York
Lenders that specifically serve New York residents, plus nationwide options available to everyone.
Guide & Insights
The lenders below are credit unions or regional banks that explicitly serve New York residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.
Local to New York
Broadview Federal Credit Union
Open to residents in the Albany/Capital Region and beyond.
Exact APR, loan amount, and terms aren't published — the lender determines these after you apply. Confirm current rates directly on their site.
Nationwide — Also Available to New York Residents
These aren't New York-specific, but anyone in the state can apply — no membership or local residency requirement.
SoFi Personal Loans
LightStream Personal Loan
Marcus Personal Loans
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