Personal Loans in New Jersey
Lenders that specifically serve New Jersey residents, plus nationwide options available to everyone.
Guide & Insights
The lenders below are credit unions or regional banks that explicitly serve New Jersey residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.
Local to New Jersey
Affinity Federal Credit Union
Open to New Jersey residents statewide, based in Basking Ridge.
Exact APR, loan amount, and terms aren't published — the lender determines these after you apply. Confirm current rates directly on their site.
Nationwide — Also Available to New Jersey Residents
These aren't New Jersey-specific, but anyone in the state can apply — no membership or local residency requirement.
SoFi Personal Loans
LightStream Personal Loan
Marcus Personal Loans
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