Personal Loans in Michigan
Lenders that specifically serve Michigan residents, plus nationwide options available to everyone.
Guide & Insights
The lenders below are credit unions or regional banks that explicitly serve Michigan residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.
Local to Michigan
Lake Michigan Credit Union
Open to Michigan residents statewide.
Exact APR, loan amount, and terms aren't published — the lender determines these after you apply. Confirm current rates directly on their site.
MSU Federal Credit Union
Open to Michigan residents and MSU-affiliated members.
Exact APR, loan amount, and terms aren't published — the lender determines these after you apply. Confirm current rates directly on their site.
Nationwide — Also Available to Michigan Residents
These aren't Michigan-specific, but anyone in the state can apply — no membership or local residency requirement.
SoFi Personal Loans
LightStream Personal Loan
Marcus Personal Loans
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