Personal Loans in Massachusetts

Lenders that specifically serve Massachusetts residents, plus nationwide options available to everyone.

1 Massachusetts-Focused Lender

Guide & Insights

The lenders below are credit unions or regional banks that explicitly serve Massachusetts residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.

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Local to Massachusetts

Regional Credit Union

Digital Federal Credit Union (DCU)

Open to Massachusetts residents statewide, based in Marlborough.

Exact APR, loan amount, and terms aren't published β€” the lender determines these after you apply. Confirm current rates directly on their site.

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Nationwide β€” Also Available to Massachusetts Residents

These aren't Massachusetts-specific, but anyone in the state can apply β€” no membership or local residency requirement.

Top Digital Lender

SoFi Personal Loans

APR8.99% – 29.49%
Max Amount$100,000
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Lowest Rate Guaranteed

LightStream Personal Loan

APR7.49% – 25.49%
Max Amount$100,000
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$0 Late Fees

Marcus Personal Loans

APR6.99% – 24.99%
Max Amount$40,000
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Looking for more options in Massachusetts?

Massachusetts residents also qualify for every nationwide lender on our full comparison tool β€” 117+ additional options based on your credit score and income.

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