Personal Loans in Illinois
Lenders that specifically serve Illinois residents, plus nationwide options available to everyone.
Guide & Insights
The lenders below are credit unions or regional banks that explicitly serve Illinois residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.
Local to Illinois
CEFCU
Open to residents in central Illinois and beyond.
Exact APR, loan amount, and terms aren't published — the lender determines these after you apply. Confirm current rates directly on their site.
Alliant Credit Union
Illinois-chartered, open to members nationwide with an easy qualifying donation.
Exact APR, loan amount, and terms aren't published — the lender determines these after you apply. Confirm current rates directly on their site.
Nationwide — Also Available to Illinois Residents
These aren't Illinois-specific, but anyone in the state can apply — no membership or local residency requirement.
SoFi Personal Loans
LightStream Personal Loan
Marcus Personal Loans
Looking for more options in Illinois?
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