Personal Loans in Florida
Lenders that specifically serve Florida residents, plus nationwide options available to everyone.
Guide & Insights
The lenders below are credit unions or regional banks that explicitly serve Florida residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.
Local to Florida
Synovus Personal Loan
Fee-free fixed-rate personal loans serving Georgia, Florida, and Alabama residents.
VyStar Credit Union Personal Loan
Competitive credit union loan adhering to the 18.00% rate cap for Florida members.
Nationwide — Also Available to Florida Residents
These aren't Florida-specific, but anyone in the state can apply — no membership or local residency requirement.
SoFi Personal Loans
LightStream Personal Loan
Marcus Personal Loans
Looking for more options in Florida?
Florida residents also qualify for every nationwide lender on our full comparison tool — 115+ additional options based on your credit score and income.
Compare All Lenders →