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Personal Loans in California

Lenders that specifically serve California residents, plus nationwide options available to everyone.

3 California-Focused Lenders

Guide & Insights

The lenders below are credit unions or regional banks that explicitly serve California residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.

California CUGolden 1 Credit Union
Min Credit: 640+

Golden 1 CU Personal Loan

Discounted credit union loans for California residents, self-employed, and freelancers.

APR Range7.99% ~ 17.99%
Max Loan Amount$50,000
Origination Fee$0 (No Fee)
Funding Speed1-2 Business Days
Check Rates & Apply Online →
Comerica BankComerica Bank
Min Credit: 670+

Comerica Bank Personal Loan

Unsecured fixed loans serving Texas, Michigan, and California residents.

APR Range8.49% ~ 22.99%
Max Loan Amount$50,000
Origination Fee$0 (No Fee)
Funding Speed2 Business Days
Check Rates & Apply Online →
San Diego CUSan Diego County CU
Min Credit: 640+

SDCCU Personal Loan

Fast approval low-rate credit union personal loans for Southern California residents.

APR Range7.49% ~ 17.99%
Max Loan Amount$50,000
Origination Fee$0 (No Fee)
Funding SpeedSame Day
Check Rates & Apply Online →

Looking for more options in California?

California residents also qualify for every nationwide lender on our full comparison tool — 100+ additional options based on your credit score and income.

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