Personal Loans in California
Lenders that specifically serve California residents, plus nationwide options available to everyone.
Guide & Insights
The lenders below are credit unions or regional banks that explicitly serve California residents, often with membership perks or region-specific rate discounts. Interest rate caps and lending rules can vary by state and by lender type, so always confirm current terms directly on the lender's official site before applying.
Local to California
Golden 1 CU Personal Loan
Discounted credit union loans for California residents, self-employed, and freelancers.
Comerica Bank Personal Loan
Unsecured fixed loans serving Texas, Michigan, and California residents.
SDCCU Personal Loan
Fast approval low-rate credit union personal loans for Southern California residents.
Nationwide — Also Available to California Residents
These aren't California-specific, but anyone in the state can apply — no membership or local residency requirement.
SoFi Personal Loans
LightStream Personal Loan
Marcus Personal Loans
Looking for more options in California?
California residents also qualify for every nationwide lender on our full comparison tool — 114+ additional options based on your credit score and income.
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