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PERSONAL LOANS

Showing 63 pre-verified lenders matching this category with real-time interest rates and eligibility requirements.

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SoFi Bank

SoFi Personal Loans

High-limit personal loans with $0 fees for creditworthy employees and business owners.

APR8.99% - 29.49%
Max Limit$100,000
Min Credit680
Apply / Check Rate ↗
Upstart Network

Upstart AI Personal Loan

AI model evaluates education, job history, and household income beyond credit score alone.

APR6.5% - 35.99%
Max Limit$50,000
Min Credit300
Apply / Check Rate ↗
Goldman Sachs

Marcus Personal Loans

Goldman Sachs fixed-rate personal loans with no origination, late, or prepayment fees.

APR6.99% - 24.99%
Max Limit$40,000
Min Credit660
Apply / Check Rate ↗
Marlette Bank

Best Egg Personal Loans

Fast online application with rate-reduction options through secured homeowner loans.

APR8.99% - 35.99%
Max Limit$50,000
Min Credit600
Apply / Check Rate ↗
WebBank

Avant Personal Loan

Accessible personal loan option for freelancers and borrowers with fair credit histories.

APR9.95% - 35.99%
Max Limit$35,000
Min Credit580
Apply / Check Rate ↗
Rocket Companies

Rocket Loans Personal Loan

Automated online underwriting engine supporting same-day direct deposit.

APR8.49% - 29.99%
Max Limit$45,000
Min Credit640
Apply / Check Rate ↗
Upgrade Partner

Universal Credit Personal Loan

Designed specifically for freelancers, homemakers, and borrowers with low credit scores.

APR11.99% - 35.99%
Max Limit$50,000
Min Credit560
Apply / Check Rate ↗
LendingPoint LLC

LendingPoint Personal Loan

Customized financing options tailored for near-prime borrowers and independent contractors.

APR9.99% - 35.99%
Max Limit$36,500
Min Credit600
Apply / Check Rate ↗
Figure Lending

Figure Personal Line of Credit

Revolving personal line of credit allowing you to draw and repay funds whenever needed.

APR7.99% - 22.99%
Max Limit$50,000
Min Credit640
Apply / Check Rate ↗
OneMain Financial

OneMain Financial Personal Loan

Accessible secured/unsecured loans using household income or vehicle collateral.

APR18% - 35.99%
Max Limit$20,000
Min CreditNo Minimum
Apply / Check Rate ↗
Oportun Bank

Oportun Personal Loan

Credit-building personal loan designed for immigrants, homemakers, and limited credit profiles.

APR19% - 35.9%
Max Limit$10,000
Min CreditNo Minimum
Apply / Check Rate ↗
Wells Fargo Bank

Wells Fargo Personal Loan

High-limit personal loans featuring relationship rate discounts for existing Wells Fargo customers.

APR7.49% - 23.24%
Max Limit$100,000
Min Credit660
Apply / Check Rate ↗
American Express

American Express Personal Loan

Low competitive APR personal loans offered exclusively to pre-approved American Express cardmembers.

APR6.9% - 19.97%
Max Limit$40,000
Min Credit700
Apply / Check Rate ↗
PNC Bank

PNC Bank Personal Loan

PNC personal loans featuring autopay interest rate discounts and flexible terms.

APR7.99% - 21.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
U.S. Bank

U.S. Bank Personal Loan

Predictable monthly payments and flexible repayment terms from U.S. Bank.

APR8.74% - 21.49%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
JPMorgan Chase

Chase Customer Personal Loan

Instant-deposit fixed-rate personal loans for existing Chase deposit customers.

APR8.49% - 19.99%
Max Limit$50,000
Min Credit680
Apply / Check Rate ↗
Bank of America

Bank of America Personal Loan

Fee-free personal loans with interest rate discounts for BofA Preferred Rewards members.

APR8.25% - 21%
Max Limit$50,000
Min Credit670
Apply / Check Rate ↗
Capital One

Capital One Personal Loan

Transparent fixed rates and digital online application with zero hidden fees.

APR7.99% - 22.49%
Max Limit$40,000
Min Credit660
Apply / Check Rate ↗
TD Bank

TD Bank Personal Loan

Unsecured personal loans with fast decisions tailored for East Coast residents.

APR8.99% - 23.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Truist Bank

Truist Personal Loan

Personal loans from Truist featuring autopay rate discounts and full online support.

APR8.49% - 22.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Citizens Bank

Citizens Bank Personal Loan

Fee-free personal loans from Citizens Bank with long term options up to 7 years.

APR7.99% - 20.99%
Max Limit$50,000
Min Credit680
Apply / Check Rate ↗
KeyBank

KeyBank Personal Loan

Unsecured personal loans tailored for Midwest and Northwest residents.

APR8.49% - 21.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Fifth Third Bank

Fifth Third Personal Loan

Fixed-rate personal loans with $0 annual fees and fast online application.

APR7.99% - 22.49%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Huntington National Bank

Huntington Bank Personal Loan

Transparent personal financing with clear repayment terms and no hidden fees.

APR8.49% - 22.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Regions Bank

Regions Bank Personal Loan

Personal loans serving South and Midwest residents with relationship discounts.

APR8.24% - 23.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
BMO Bank

BMO Personal Loan

Fixed-rate loan allowing penalty-free early principal payoffs at any time.

APR8.49% - 22.49%
Max Limit$35,000
Min Credit660
Apply / Check Rate ↗
Ally Financial

Ally Bank Personal Loan

End-to-end digital personal loans processed seamlessly via mobile app.

APR7.99% - 21.99%
Max Limit$40,000
Min Credit670
Apply / Check Rate ↗
Flagstar Bank

Flagstar Bank Personal Loan

Custom repayment schedules and fast pre-qualification options.

APR8.49% - 22.99%
Max Limit$50,000
Min Credit650
Apply / Check Rate ↗
Santander Bank

Santander Bank Personal Loan

Unsecured fixed-rate personal loans with $0 origination fees for Northeast residents.

APR8.24% - 21.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Synchrony Bank

Synchrony Personal Loan

Pre-qualified personal loan options from one of America's largest retail financial firms.

APR8.99% - 24.99%
Max Limit$40,000
Min Credit650
Apply / Check Rate ↗
Barclays US

Barclays US Personal Loan

Low-rate unsecured personal loans for invited Barclays cardholders and customers.

APR7.99% - 19.99%
Max Limit$35,000
Min Credit680
Apply / Check Rate ↗
USAA Federal Savings Bank

USAA Personal Loan

Exclusive low-rate personal loans for military members, veterans, and their families.

APR7.24% - 18.99%
Max Limit$50,000
Min Credit640
Apply / Check Rate ↗
Navy Federal CU

Navy Federal Personal Loan

Low-rate loans capped at 18.00% APR for armed forces, veterans, and family members.

APR7.49% - 18%
Max Limit$50,000
Min Credit650
Apply / Check Rate ↗
Alliant Credit Union

Alliant CU Personal Loan

100% digital credit union application adhering to the federal 18.00% APR cap.

APR8.24% - 18%
Max Limit$50,000
Min Credit640
Apply / Check Rate ↗
First Tech Federal CU

First Tech CU Personal Loan

Discounted rate personal loans for tech sector employees and nationwide members.

APR7.7% - 18%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Bethpage Federal CU

Bethpage FCU Personal Loan

Low-rate personal loans with no origination fees, open to members nationwide.

APR7.99% - 18%
Max Limit$50,000
Min Credit650
Apply / Check Rate ↗
SchoolsFirst Federal CU

SchoolsFirst CU Personal Loan

Low interest rates tailored for teachers, school employees, and their families.

APR7.25% - 17.99%
Max Limit$50,000
Min Credit630
Apply / Check Rate ↗
Golden 1 Credit Union

Golden 1 CU Personal Loan

Discounted credit union loans for California residents, self-employed, and freelancers.

APR7.99% - 17.99%
Max Limit$50,000
Min Credit640
Apply / Check Rate ↗
America First Credit Union

America First CU Loan

Competitive unsecured loans from a leading Western credit union.

APR7.49% - 18%
Max Limit$50,000
Min Credit630
Apply / Check Rate ↗
Mountain America CU

Mountain America CU Loan

Fast online processing and competitive rates for Western region members.

APR7.99% - 17.99%
Max Limit$50,000
Min Credit640
Apply / Check Rate ↗
Boeing Employees Credit Union

BECU Personal Loan

Non-profit credit union offering low rates and $0 fees for Washington state & nationwide members.

APR7.74% - 18%
Max Limit$50,000
Min Credit650
Apply / Check Rate ↗
Panacea Financial

Panacea Doctor & Medical Loan

Specialized financing built by doctors for medical students, residents, and physicians.

APR6.99% - 14.99%
Max Limit$100,000
Min Credit660
Apply / Check Rate ↗
KeyBank Division

Laurel Road Medical & Personal Loan

High-limit low-rate financing options tailored for nurses, doctors, and healthcare professionals.

APR6.49% - 15.99%
Max Limit$80,000
Min Credit660
Apply / Check Rate ↗
OppFi

OppLoans Fast Personal Loan

Emergency micro-loans for borrowers with poor credit or urgent financial needs.

APR59% - 160%
Max Limit$4,000
Min CreditNo Minimum
Apply / Check Rate ↗
NetCredit / Enova

NetCredit Personal Loan

Online personal loans designed for low credit scores, freelancers, and homemakers unable to qualify at banks.

APR34% - 99%
Max Limit$10,000
Min Credit500
Apply / Check Rate ↗
Digital Federal CU

DCU Federal Credit Union Personal Loan

Large nationwide credit union offering low rates capped below the 18.00% federal limit.

APR7.24% - 18%
Max Limit$50,000
Min Credit650
Apply / Check Rate ↗
First Citizens Bank

First Citizens Bank Personal Loan

Mid-sized bank personal loan offering stable fixed rates and tailored repayment schedules.

APR8.25% - 21.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Comenity Direct

Bread Financial Personal Loan

Unsecured personal loans disbursed rapidly through mobile and digital online processing.

APR8.99% - 28.99%
Max Limit$45,000
Min Credit640
Apply / Check Rate ↗
First Horizon Bank

First Horizon Personal Loan

Fixed-rate personal loans serving residents across the Southeastern United States.

APR8.49% - 22.49%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
BHG Financial

BHG Financial Professional Loan

High-limit loans up to $200,000 designed for doctors, attorneys, and business owners.

APR8.49% - 21.99%
Max Limit$200,000
Min Credit660
Apply / Check Rate ↗
Synovus Bank

Synovus Personal Loan

Fee-free fixed-rate personal loans serving Georgia, Florida, and Alabama residents.

APR8.24% - 21.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
VyStar CU

VyStar Credit Union Personal Loan

Competitive credit union loan adhering to the 18.00% rate cap for Florida members.

APR7.74% - 17.99%
Max Limit$50,000
Min Credit640
Apply / Check Rate ↗
Comerica Bank

Comerica Bank Personal Loan

Unsecured fixed loans serving Texas, Michigan, and California residents.

APR8.49% - 22.99%
Max Limit$50,000
Min Credit670
Apply / Check Rate ↗
Possible Financial

Possible Finance Small Loan

Micro-loan installment platform allowing you to borrow up to $500 and repay over 8 weeks.

APR15% - 200%
Max Limit$500
Min CreditNo Minimum
Apply / Check Rate ↗
Zions Bancorporation

Zions Bank Personal Loan

Major Western regional bank offering fixed personal loans in Utah, Arizona, and Nevada.

APR8.25% - 21.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Suncoast CU

Suncoast Credit Union Personal Loan

Low-rate credit union personal loans featuring $0 fee policies for members.

APR7.49% - 17.99%
Max Limit$50,000
Min Credit630
Apply / Check Rate ↗
Old National Bank

Old National Bank Personal Loan

Stable $0-fee fixed-rate personal loans serving Midwestern residents.

APR8.49% - 22.49%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Webster Bank

Webster Bank Personal Loan

Personal loans with soft-check pre-qualification for Northeast US residents.

APR8.25% - 21.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
Star One CU

Star One Credit Union Loan

Low-rate credit union loans serving tech workers and nationwide members.

APR7.25% - 17.5%
Max Limit$50,000
Min Credit650
Apply / Check Rate ↗
Popular Bank

Popular Bank Personal Loan

Unsecured personal loans with multilingual customer support in metro areas like NY and FL.

APR8.49% - 22.99%
Max Limit$50,000
Min Credit660
Apply / Check Rate ↗
San Diego County CU

SDCCU Personal Loan

Fast approval low-rate credit union personal loans for Southern California residents.

APR7.49% - 17.99%
Max Limit$50,000
Min Credit640
Apply / Check Rate ↗
Pennsylvania State Employees CU

PSECU Personal Loan

Discounted rate personal loans for Pennsylvania state employees, residents, and families.

APR7.49% - 17.99%
Max Limit$50,000
Min Credit650
Apply / Check Rate ↗
SeedFi / Credit Karma

SeedFi Borrow & Grow Loan

Hybrid loan providing immediate cash while placing a portion in savings to build credit.

APR12% - 29.99%
Max Limit$7,000
Min Credit520
Apply / Check Rate ↗