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MORTGAGE LOANS

Showing 10 pre-verified lenders matching this category with real-time interest rates and eligibility requirements.

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Rocket Mortgage, LLC

Rocket Mortgage

The largest mortgage lender in the US by volume, with a fully digital application and FHA loans available to borrowers with scores as low as 580.

APR5.99% - 7.49%
Max Limit$832,750
Min Credit620
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Truist Bank

Truist Mortgage

NerdWallet's top overall mortgage lender for 2026, also rated best for refinancing, HELOCs, and second-home loans, with low-down-payment options available.

APR5.89% - 7.29%
Max Limit$1,500,000
Min Credit620
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Veterans United Home Loans

Veterans United VA Loan

The nation's largest VA loan lender, offering 0% down payment and no PMI for eligible veterans and active-duty service members, plus FHA and USDA options.

APR5.75% - 6.99%
Max Limit$1,500,000
Min Credit620
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Navy Federal Credit Union

Navy Federal Mortgage

Credit union offering some of the lowest VA loan rates in the market with 0% down and no PMI, exclusively for military members, veterans, and their families.

APR5.65% - 6.85%
Max Limit$1,500,000
Min Credit620
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PenFed Credit Union

PenFed Mortgage

Credit union with competitive VA and conventional rates and a 60-day rate lock option; membership is required but open to anyone who joins.

APR5.95% - 7.35%
Max Limit$1,500,000
Min Credit650
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Bank of America

Bank of America Mortgage

One of the largest US mortgage lenders, offering grant programs covering down payment and closing costs for qualifying buyers in eligible areas.

APR6.05% - 7.45%
Max Limit$1,000,000
Min Credit620
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JPMorgan Chase Bank

Chase Mortgage

Major national bank that guarantees closing within three weeks on qualifying purchase loans or pays the borrower $5,000, in select areas.

APR6% - 7.4%
Max Limit$1,500,000
Min Credit620
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PNC Bank

PNC Bank Mortgage

Offers FHA loan closing cost grants of $5,000-$15,000 depending on location, alongside conventional, VA, and USDA loan programs nationwide.

APR6.02% - 7.38%
Max Limit$1,500,000
Min Credit620
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New American Funding

New American Funding Mortgage

FHA-focused lender with flexible credit requirements, making it a common fit for first-time buyers or those with a shorter credit history.

APR6.1% - 7.55%
Max Limit$832,750
Min Credit580
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Better.com

Better Mortgage

Fully online mortgage lender with no origination fees, application fees, or underwriting fees, and FHA loans down to a 580 credit score.

APR5.95% - 7.35%
Max Limit$832,750
Min Credit580
Apply / Check Rate ↗