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CREDIT BUILDER LOANS

Showing 5 pre-verified lenders matching this category with real-time interest rates and eligibility requirements.

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Self Financial

Self Credit Builder Account

A credit-builder loan that locks your payments into a savings account, releasing the funds once paid off while reporting your on-time history to all 3 bureaus.

APR5.99% - 15.99%
Max Limit$2,000
Min CreditNo Minimum
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Ava Finance

Ava Credit Builder Account

A 0% interest credit-builder account designed for newcomers, with most members seeing a tradeline appear on their credit report within a week.

APR0% - 0%
Max Limit$1,000
Min CreditNo Minimum
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Firstcard

Firstcard Secured Credit Card

A secured credit card built for immigrants starting from scratch — no SSN or credit check required, with a deposit-based credit line.

APR24.99% - 24.99%
Max Limit$1,000
Min CreditNo Minimum
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Discover Bank

Discover it Secured Credit Card

A secured card that still earns cashback rewards, with automatic monthly account reviews starting at 7 months to graduate to an unsecured card.

APR27.24% - 27.24%
Max Limit$2,500
Min CreditNo Minimum
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Citibank

Citi Secured Mastercard

A secured card with one of the lowest minimum deposits on the market, and the option to receive a credit limit higher than your deposit.

APR27.49% - 27.49%
Max Limit$2,500
Min CreditNo Minimum
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