How to Get a Personal Loan with an F-1 Visa in the US
Compare 117+ US lenders by rate, amount, and credit score — free, no signup.Try it →Securing a personal loan as an F-1 visa holder or international student in the United States can feel challenging due to the lack of a Social Security Number (SSN) or established US credit history.
However, specialized fintech lenders and credit unions now offer tailored personal and student loans designed specifically for non-citizens and visa holders.
Key requirements usually include proof of enrollment, upcoming job/internship offer letters, and bank statements showing consistent cash flow.
Lenders like MPower Financing, Stilt, and Deserve evaluate your future earning potential rather than just past US credit history, making approval much more accessible.
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